New York NMLS CE Requirements

Every New York-licensed MLO is required to complete 11 hours of NMLS approved education annually. Continuing education must include:

  • 3 hours of Federal law
  • 2 hours of Ethics
  • 2 hours of Non-Traditional Mortgage Lending
  • 1 hour of Elective
  • 3 hour of New York Law

Newly licensed MLOs are not required to complete CE this year if they both:

  1. Became compliant for PE this year (completed pre-license training this calendar year), AND
  2. Were approved for initial licensure this year

NOTE: NY-DFI will not accept any hours of other state-specific education to count towards the 1 hour of elective. MLOs are advised to complete either an 11 hour NY Comprehensive course or an 8-hour Comprehensive course and a 3 hour NY elective course.

Requirements
Total Hours: 11
Final Exam: Yes
Federal Hours: 8
Passing Score: 70%
State Hours: 3
Max Final Exam Attempts: No limit
State Topic(s): New York-Specific Topics
Seat Timer: Yes
Education Completed By: 12/31
Renewal Information

You can renew your license between November 1 and December 31 each year. Once you have completed your required CE:

  1. Log in to NMLS and make sure your record is up to date
  2. Receive a request to renew or reactivate your registration
  3. Log in to NMLS and attest to your registration’s renewal or reactivation

You can find more information and helpful videos here.