Words have power in real estate. The way we describe properties and communicate with clients can either invite a wide audience or subtly exclude people. Inclusive language means choosing words that welcome all potential clients and avoid terms that carry insensitive or biased connotations. It’s also about complying with fair housing laws in advertising – which explicitly ban any language indicating preference or limitation for protected groups theclose.com. Below is a guide to help you spot problematic phrases and adopt more inclusive alternatives:
Empire Learning is making it easier (and more affordable) to knock out your real estate continuing education. We're offering a 100% FREE CE course to help you get started—no strings attached. Whether you're getting ahead of your renewal or exploring a new topic, this is a perfect way to try out our top-rated online platform.
👉 Enroll now and experience the Empire difference—clear content, flexible access, and support when you need it. Because getting your CE done shouldn’t be a hassle.
Avoid Bias in Property Listings
When writing listings or marketing materials, describe the property, not the people for whom you think it’s suited compliance.smartmls.com. Any hint that you’re targeting or excluding a particular type of buyer/renter can be a fair housing red flag. Here are some common terms to rethink:
- “Master Bedroom” – This term has been standard for decades, but many in the industry are moving away from it due to its potential connotations (the word “master” can evoke slavery or male-dominated imagery). In fact, the Houston Association of REALTORS® officially stopped using “master” in its MLS, opting for “Primary Bedroom” instead boston.com. Use “Primary Bedroom” or “Owner’s Suite” (if it’s truly a suite). These convey the meaning without historical baggage. As a bonus, “primary” is gender-neutral and universally understood.
- “Family Room” or “Family-Friendly Neighborhood” – Describing a space or area as ideal for families might seem positive, but it can be read as excluding singles, couples without kids, or others. It can also violate fair housing by implying a preference for familial status. Instead of labeling a room a “family room,” simply call it a “second living area”, “den,” or “bonus room,” depending on the context. If you want to highlight family-friendly features, do so without using the word “family.” Example: instead of “family-friendly neighborhood,” say “has a playground and community pool nearby” – facts that let the reader infer suitability without you explicitly favoring families silvercityrealtors.org.
- Descriptions of Ideal Buyers: Phrases like “perfect for a young couple” or “great for empty nesters” should be scrapped. They explicitly single out ages or family status. Stick to the property’s features: “cozy bungalow with a small yard” will let a reader deduce that it might suit a couple or downsizer, but you’re not saying it.
- “Walking distance to…” – Believe it or not, “walking distance” can be seen as ableist (assuming everyone can walk) and also is somewhat subjective. Better to give a concrete distance or time: “0.2 miles to Main Street shops” or “a five-minute walk to the park”. The latter still uses “walk,” but it focuses on the timeframe, which is useful to all. HUD hasn’t banned “walking distance” per se, but an inclusive mindset strives to accommodate all. A person using a wheelchair can cover 0.2 miles too – but “walking distance” might not speak to them. Alternate phrasing: “short distance to…,” “a five-minute stroll/drive to…,” or simply the metric distance.
- “Exclusive Neighborhood” – This is a big no-no. The word “exclusive” in housing has a loaded history, often tied to exclusion of certain racial or ethnic groups (think “exclusive enclave” meaning no minorities allowed in the bad old days) silvercityrealtors.org. It may unintentionally signal that only certain people are welcome. Instead, focus on what you really mean by exclusive. If you mean it’s gated or private, say that: “gated neighborhood” or “private community”. If you meant high-end, describe the luxury features or price point. But “exclusive” is one to cut out to avoid any hint of discrimination silvercityrealtors.org.
- “Safe neighborhood” or “low-crime area” – Safety is subjective and also often entwined with racial stereotypes. Fair housing guidelines advise agents to avoid crime statistics or safety ratings in their own words. Direct interested buyers to do their own research for such information. In marketing, you can highlight factual things like “active Neighborhood Watch program” or simply don’t mention safety at all. Everyone assumes people want a safe area; your endorsement (or lack thereof) could be misconstrued. Remember, steering can occur if an agent’s comments make someone feel pushed toward or away from an area because of demographics. So, leave out “safe” and “crime-free” from your ads. If asked, stick to the script: “I can’t comment on safety, but here are some resources…”
- References to Protected Classes: It should go without saying, but any mention of race, religion, nationality, etc., in an advertisement (unless it’s describing something like “located next to St. Mary’s Church” as a landmark) is off-limits. For instance, don’t ever write: “close-knit Christian community” or “predominantly Asian neighborhood” or “ideal for female roommates” – these would clearly violate fair housing by showing preference theclose.com. Even well-meaning things like “welcoming Hispanic area” or “Has a large Polish population in the neighborhood” should be avoided in ads. Describe the property’s qualities, not the people in the area.
Use People-First, Inclusive Language with Clients
Inclusive language isn’t just for ads – it’s how we talk to and about clients, too.
- Proper Pronouns & Names: Always address clients by their preferred names (and pronunciation) and use their pronouns if known. If you’re unsure how to pronounce someone’s name, don’t awkwardly avoid saying it – ask them politely for the correct pronunciation. This shows respect. Likewise, if a client has a nickname or English name they prefer, use it. These small efforts make a big difference in comfort.
- Avoid Assumptions in Titles: Don’t assume someone’s marital status or family role. If a man and woman are touring a home with you, resist calling them “husband and wife” – they might be siblings or colleagues. Use neutral terms like “your partner” or simply use first names until they specify the relationship. Instead of “Are you two married?” you could ask “How will the property be occupied? Who all will be living here?” – a more inclusive (and relevant) way to get information for the transaction.
- Disability Etiquette: Use person-first language for people with disabilities. For example, say “a client with a disability”, not “a disabled client.” Never say “confined to a wheelchair” (wheelchairs aren’t confining – they’re enabling mobility). Say “wheelchair user” if relevant to a housing need. And of course, ensure any mention of accessibility features in listings is factual (e.g., “single-story with no-step entry”) and not presumptive (“perfect for disabled buyer” would be inappropriate).
- Gender-Neutral Terms: In paperwork or events, use terms like “salesperson” or “agent” instead of gendered ones (avoid “salesman” or “chairman”). This applies to job titles in your team and also roles in transactions.
- No Slang or Idioms with Clients from Different Cultures: As mentioned earlier, slang can confuse or even offend if it doesn’t translate. Sports analogies, colloquial idioms (“hit it out of the park,” “let’s not beat around the bush”) might not land with everyone. Opt for clear, straightforward language, especially if you notice the client isn’t a native English speaker. If you sense confusion, rephrase rather than repeat louder.
Build stronger client relationships and serve your community with greater awareness. Empire Learning’s Cultural Competency and Implicit Bias (4-hour) CE course—available exclusively in New York—helps real estate professionals recognize and address unconscious biases while deepening their understanding of cultural values, norms, and challenges. This course fulfills both the implicit bias and cultural competency requirements, empowering you to foster trust, communicate effectively, and navigate today’s diverse marketplace with confidence and respect.
Fair Housing Advertising Guidelines in a Nutshell
HUD’s rule is that you cannot express a “preference, limitation, or discrimination” based on protected classes in any advertisement theclose.com. The protected classes under federal law are: Race, Color, Religion, National Origin, Sex, Disability, and Familial Status theclose.com. Many states add more (like age, marital status, sexual orientation, etc.), but at minimum your language should never allude to those seven. A good test is to imagine reading your ad aloud to a diverse crowd – would everyone feel welcomed to inquire about the property? If yes, you’re likely in the clear. If not, edit.
Examples of Inclusive Rephrasing
To tie it all together, here’s a quick before-and-after list:
- Before: “Charming bachelor pad in an upscale, adult-only community.”
After: “Charming condo unit in an upscale gated 55+ community.” (Here we removed “bachelor pad” (gender/age implication) and described the actual community age requirement factually. “Adult-only” is replaced with the specific term 55+ which is a legal designation for senior housing, if applicable.) - Before: “Cozy starter home, perfect for a young couple – why rent?”
After: “Cozy 2-bedroom home with updated kitchen and fenced yard – an affordable alternative to renting!” (We cut out “young couple” and instead highlighted features. The marketing angle (own vs rent) remains but without tagging an ideal buyer’s life stage.) - Before: “Large home in a 100% Jewish neighborhood, walking distance to synagogues.”
After: “Large home in the Eruv boundary, half a mile from two synagogues.” (This one’s tricky: you can market factual proximity to religious institutions if that’s a selling point, but don’t characterize the neighborhood by the religion of residents. Mention the eruv (if relevant to observant buyers) or distance to synagogues factually, without saying “Jewish neighborhood.”)
By minding your words, you open doors (sometimes literally!) to more clients. Using inclusive language ensures you’re not accidentally discouraging someone. It also projects professionalism – you come across as an agent who understands today’s market and the importance of fair housing. Many agents report that once they become conscious of inclusive phrasing, it gets easier to avoid the old lingo. You might even find your listings attracting a broader range of interest, because you’re focusing on what the home offers, not who you think should live there. And that’s exactly the goal: let the buyer decide if a home is right for them, without our words pushing them toward or away from it.
To Learn More...
For real estate professionals, understanding these concepts can be particularly valuable during discussions with clients about why REALTORS® and real estate agents are knowledgable professionals.
If you’re preparing for your Real Estate Continuing Education or looking to enhance your knowledge through a Real Estate Course, topics like Healthy Homes can help set you apart.

As part of your License Renewal Course or other Real Estate CE efforts, staying informed on foundational property concepts can make a big difference in your expertise and client relationships.