Indiana Real Estate CE & License Renewal: Answers to Common Questions

Covers Indiana real estate CE and license renewal requirements for brokers and managing brokers, including annual CE hours, deadlines, course types, renewal steps, and late penalties.

By Christian Hill 11 min read
Indiana Real Estate CE & License Renewal: Answers to Common Questions

Whether you're a seasoned broker or just getting started, keeping your Indiana real estate license active means staying on top of continuing education (CE) requirements. This guide breaks down everything you need to know—how many hours to take, what courses qualify, how and when to renew, and what to do if you fall behind.

We’ve structured the FAQs to make finding answers quick and easy, so you can stop guessing, stay compliant, and focus on your business.

Looking for more thorough answers? Check out our comprehensive Indiana Real Estate Continuing Education & License Renewal Requirements.


1️⃣ CE Requirements & Basics

What is real estate continuing education in Indiana?

Real estate continuing education (CE) in Indiana is mandatory annual training for licensed real estate brokers and managing brokers. It ensures agents stay current with real estate laws, ethics, and industry practices. The Indiana Professional Licensing Agency (IN PLA) governs these requirements. Empire Learning offers convenient online CE options approved by the state.

How many CE hours do I need to renew my real estate license in Indiana?

Brokers in Indiana must complete 12 hours of CE each year between July 1 and June 30, totaling 36 hours over a three-year renewal cycle. This excludes new licensees still completing their post-licensing education. Empire Learning provides 12-hour CE packages designed for annual renewal compliance.

What are the mandatory CE courses for real estate agents in Indiana?

Most brokers can meet their CE requirement with elective courses. However, managing brokers must complete 4 of the 12 hours in a mandatory subject focused on management, supervision, and legal compliance. Empire Learning currently offers courses to fulfill the 8 elective hours.

Do brokers in Indiana have different CE requirements?

Yes. While all brokers must complete 12 hours of CE annually, managing brokers have a specialized requirement: 4 hours must be in management-related content, and the remaining 8 hours can be electives. Empire Learning helps meet these elective requirements through flexible online courses.

Can I take my Indiana real estate continuing education online?

Yes! Indiana allows all required CE to be completed online through state-approved providers. Empire Learning offers self-paced, mobile-friendly CE that fits your schedule. You can study anywhere, complete courses on your time, and instantly download your certificates after completion.

What is the difference between Indiana required CE and courses required by my Realtor®Association?

Indiana-required CE maintains your real estate license under state law. In contrast, Realtor® Association training in both Code of Ethics and Fair Housing topics maintains your association membership and may not count for state CE unless specifically approved. Empire Learning courses are designed to meet Indiana’s state licensing requirements AND the NAR Code of Ethics and Fair Housing requirements due by 12/31/2027.

Are in-person CE classes required in Indiana?

No. Indiana does not require in-person continuing education. Brokers can complete all 12 hours online with state-approved providers. Empire Learning offers flexible, fully online CE courses that let you learn at your own pace—no classroom time, no commute, just convenience.

Does Indiana require ethics or fair housing CE for license renewal?

No, Indiana does not mandate ethics or fair housing CE specifically. However, these topics are often included in state-approved electives. Empire Learning offers CE packages that may cover these areas. Realtor® Associations require separate ethics and fair housing training, but it doesn’t apply to Indiana’s license renewal unless the course is approved by IN PLA.

Are there new CE requirements for real estate in Indiana for 2025?

No new requirements have been announced for 2025. Brokers and managing brokers should continue completing 12 hours annually, including the required 4-hour module for managing brokers. For the latest updates, check the Indiana Real Estate Commission’s site.

How do I verify if a CE course is approved in Indiana?

To confirm approval, use the Indiana PLA Course & Provider Search Tool. You can search by provider name (e.g., Empire Learning) to verify their approval status. Empire Learning offers only IN PLA-approved courses for Indiana licensees and reports completions daily to the State.


2️⃣ License Renewal Process

How do I renew my real estate license in Indiana?

To renew your Indiana real estate license, log into the MyLicense portal with your Access Indiana credentials. Submit your application, pay the fee, and confirm completion of CE. Empire Learning offers 12-hour CE packages to help you meet requirements before renewal.

When is my Indiana real estate license renewal due?

Indiana real estate licenses expire on June 30, 2026 and every 3 years thereafter. You can begin renewing as early as mid-April before the June 30, 2026 deadline. Make sure your annual 12 hours of CE are complete before applying. Empire Learning tracks your progress to help you renew on time.

Can I renew my Indiana real estate license after it expires?

Yes. If your license has been expired less than 3 years, you can still renew by completing CE and paying a late fee. Empire Learning helps you stay compliant by providing downloadable completion certificates for renewal submission.

What happens if my real estate license expires in Indiana?

You must stop all real estate activity immediately. If expired under 3 years, complete CE and pay a late fee to renew. If expired over 3 years, you’ll need 36 CE hours, a reinstatement application, and must retake the exam. Empire Learning offers approved CE to help you renew or reinstate.

Do I need to retake the licensing exam if my license expires in Indiana?

Only if your license has been expired three or more years. In that case, you’ll need 36 hours of CE, a reinstatement application, and to retake the state exam. Empire Learning can help fulfill your CE prior to reinstatement.

How do I reinstate a lapsed real estate license in Indiana?

To reinstate, submit the Reinstatement Application, complete 36 hours of CE, and pay a $120 fee. If expired over 3 years, you must retake the exam. Empire Learning offers courses approved for reinstatement eligibility.

Where do I renew my Indiana real estate license online?

You can renew online at the MyLicense portal. Log in with your Access Indiana account to submit your application, verify CE completion, and pay the fee. Empire Learning makes it easy to complete CE before renewing.

How much does it cost to renew my real estate license in Indiana?

The renewal fee is $60. If your license is expired, add a $50 late fee, totaling $110. Pay fees via the MyLicense portal. Use Empire Learning to finish CE on time and avoid penalties.


3️⃣ Deadlines, Compliance & Penalties

What are the CE completion deadlines in Indiana?

In Indiana, real estate brokers and managing brokers must complete 12 hours of continuing education (CE) annually between July 1 and June 30. This yearly requirement ensures licensees stay compliant with state laws and industry best practices. Over a three-year renewal cycle, brokers must complete a total of 36 hours by June 30, 2026. Empire Learning offers convenient, online CE packages designed to meet these annual requirements.

Does Indiana offer a grace period for CE or license renewal?

No, Indiana does not offer a grace period for CE. All 12 CE hours must be completed by June 30 each year. If you miss the license renewal deadline, you can still renew your license, but a $50 late fee will apply. To avoid penalties and stay compliant, Empire Learning makes it easy to complete your CE on time with self-paced online courses.

What are the late renewal penalties in Indiana?

If you fail to renew your Indiana real estate license by June 30, 2026, the state imposes a $50 late fee on top of the standard $60 renewal fee. You must also complete all required CE hours before applying for a late renewal. With Empire Learning, your CE completions are reported every business day, so you're ready to renew without delay.

Can Indiana audit my CE completion?

Yes. The Indiana Professional Licensing Agency (PLA) may randomly audit licensees to verify CE compliance. If selected, you'll need to submit proof of CE completion. Empire Learning provides downloadable certificates immediately upon course completion to ensure you're prepared in case of an audit.

How do I prove I completed my CE for Indiana license renewal?

You don’t need to submit CE certificates when renewing your license. However, if you’re selected for an audit, you must present certificates showing course title, hours, and provider approval, so print your certificates for your records upon course completion. Empire Learning makes this easy by offering instant certificate downloads upon course completion.

How long should I keep my CE certificates in Indiana?

Indiana requires real estate brokers to retain CE certificates for three years after the license period ends. This helps ensure documentation is available if you’re selected for a CE audit. Empire Learning recommends saving digital copies of all certificates to simplify compliance tracking.


4️⃣ CE Course Options & Formats

What are the best real estate CE courses in Indiana?

Some of the best CE providers for Indiana real estate professionals include Empire Learning, The CE Shop, McKissock Learning, and 360training. All offer IPLA-approved courses on key topics like agency law and fair housing. Empire Learning stands out for its low-cost CE packages, fast certificates, and mobile-friendly format ideal for busy licensees.

How much does real estate CE cost in Indiana?

Real estate CE in Indiana typically costs vary depending on the provider and package. Empire Learning offers a 12-hour, state-approved CE bundle for $84.99, with mobile access and instant certificates. Higher-priced options may include extras like exam prep or additional courses that are not required. Always verify provider and course approval by IN PLA before enrolling to ensure full compliance.

Are online CE courses better than in-person classes in Indiana?

Online CE courses are often better for Indiana brokers who prefer the flexibility and convenience of the courses. In-person classes may suit learners who prefer live interaction, but most agents choose online CE to avoid scheduling conflicts and complete requirements faster. Providers like Empire Learning allow licensees to study anytime, anywhere, and resume coursework across devices.

How long does it take to complete CE online in Indiana?

You can complete Indiana’s 12-hour CE requirement online in as little as one day, depending on the provider’s structure and your availability. Empire Learning offers self-paced courses with progress tracking, allowing you to spread your CE over multiple sessions or finish it efficiently before the June 30 deadline.

Do I need to take a final CE exam in Indiana?

No. Indiana does not require final exams for CE courses. However, some providers do require a final exam as school policy. Online providers like Empire Learning offer IN PLA-approved courses with quizzes throughout the course, with no final exam.

What happens if I fail my CE course in Indiana?

If you fail a CE assessment, most providers let you retake it without penalty. Empire Learning offers unlimited quiz attempts so you can pass confidently. Just make sure you complete your CE annually before June 30 to remain compliant.

Can I pause and resume my online CE courses in Indiana?

Yes. Providers like Empire Learning allow you to pause and resume your CE anytime. This feature helps agents fit education into busy schedules without losing progress, making it easy to finish CE in segments.

Can I complete my CE requirements in one day in Indiana?

Yes, it's possible to complete Indiana’s 12-hour CE in one day if your provider allows continuous progress. Empire Learning offers self-paced courses with no daily time caps, helping you finish your CE quickly—ideal if you're close to the June 30 deadline.

Can I take CE courses on my phone or tablet in Indiana?

Absolutely. CE platforms like Empire Learning are mobile-optimized, so you can complete your Indiana CE on smartphones and tablets. This makes it convenient to study between showings, while traveling, or anytime you’re away from a computer.


5️⃣ Course Providers & Approvals

How do I know if a CE provider is approved in Indiana?

To verify if a continuing education (CE) provider is approved in Indiana, you can search the Indiana Real Estate Commission's website or use the Indiana Professional Licensing Agency's online verification system. In the PLA system, type in the facility name Empire Learning or license number CE21700011 to check status directly.

Are out-of-state CE providers accepted in Indiana?

Yes, Indiana allows CE courses from out-of-state providers, but only if they are specifically approved by the Indiana Real Estate Commission or meet Commission standards. Always verify the provider’s approval status in Indiana before enrolling to ensure your credits count. Empire Learning is fully approved in Indiana and offers convenient online CE options tailored to state rules.

Does Empire Learning offer approved CE courses in Indiana?

Yes, Empire Learning is an officially approved CE provider in Indiana. They offer online 12-hour Broker Renewal Packages that meet Indiana’s annual requirements, plus flexible course bundles for elective credit. You can study at your own pace on any device, with course completions reported promptly for licensing compliance.

Do I need to take CE in Indiana if I have a license in another state?

Yes. Even if you're licensed in another state, you must still meet Indiana’s continuing education requirements to maintain your Indiana license. Indiana does not offer CE reciprocity, so only Indiana Real Estate Commission–approved courses count. Empire Learning offers fully approved Indiana CE courses that are approved in other states as well to help you stay compliant across multiple states.


6️⃣ Career Growth & Advanced CE

Are there CE courses for broker upgrades in Indiana?

Yes, Indiana Brokers must complete pre-license education to upgrade to Managing Broker. While Empire Learning does not currently offer Pre-License education but they do provide a wide selection of top-rated elective CE courses approved for brokers and managing brokers for license renewal in Indiana.

Newly licensed brokers in Indiana must complete a 30-hour post-licensing course within the first two years of licensure. In the third year of the first renewal cycle, new brokers must complete 12 hours of any CE course topic. While Empire Learning does not currently offer the post-licensing course, they do provide the required 12-hour CE package for the third year and beyond—helping agents stay on track after completing the post-license phase.

Are there CE courses for real estate investors in Indiana?

Yes, Indiana real estate licensees interested in investing can choose CE electives that focus on topics such as property management, investment strategies, and real estate finance. Empire Learning offers electives that are ideal for agents working with investor clients or managing their own properties, helping professionals deepen their knowledge while meeting CE requirements.

Does CE help grow my real estate business in Indiana?

Absolutely. Continuing education in Indiana goes beyond compliance—it’s a strategic way to build your business. CE courses cover relevant topics including recent law changes, property investment, and other areas can sharpen your skills, minimize your risk, and boost your effectiveness as an agent. Empire Learning offers flexible CE packages with practical topics designed to help agents grow and thrive in today’s market.

Are digital marketing or social media CE courses accepted in Indiana?

Yes, as long as they are approved by the Indiana Real Estate Commission, digital marketing and social media CE courses can count toward your 12-hour requirement. These courses are particularly valuable for agents aiming to improve their online visibility and lead generation. Empire Learning offers elective CE courses on marketing and business strategies that align with modern digital trends.


7️⃣ Free & Discounted CE

Are there free real estate CE courses in Indiana?

Yes, Indiana real estate professionals have several options for free Continuing Education (CE) courses. Empire Learning offers a free, online CE course that is fully approved by the Indiana Real Estate Commission. This course is mobile-friendly, self-paced, and does not require any payment or credit card information to begin.

Can I get promotional offers on CE courses in Indiana?

Absolutely. Many continuing education providers offer limited-time promotional discounts on individual courses or bundled CE packages. Empire Learning frequently features seasonal promotions and special offers to help Indiana licensees save while meeting their renewal requirements.

Does Empire Learning offer free CE courses in Indiana?

Yes, Empire Learning offers a free, fully approved CE course for Indiana real estate professionals. It’s a convenient way to start working toward your 12-hour annual CE requirement without any upfront cost. The course is available online, accessible from any device, and designed to help you meet state requirements on your own schedule.


Need Help or Have Questions?

If you have questions about your Indiana real estate license, continuing education, or renewal process that we didn’t answer here, the best resource is the Indiana Professional Licensing Agency (IPLA) and the Indiana Real Estate Commission.

For direct assistance, you can also reach the IPLA at (317) 234-3022 or via email at pla10@pla.in.gov.