8 Hour CA-DRE SAFE Comprehensive Package (2022)

Let’s make your CE as easy, engaging, and painless as possible! This 8 hour NMLS-approved course meets the full education requirement to renew your California DRE-issued MLO license.

This online, self-study course uses a mix of text and video to cover the required 7 hours of federal law, ethics, and non-traditional lending, as well as 1 elective hour on lending in a rising rate environment. Study anytime, anywhere with an internet connection!

8-Hour SAFE Comprehensive: Lending in an Era of Rising Rates - 8hr:

Module 1: Federal Mortgage Laws (3 Hours)

• Unit 1: The Equal Credit Opportunity Act (ECOA)
• Unit 2: The Fair Credit Reporting Act (FCRA)
• Unit 3: The Truth in Lending Act (TILA), Part I
• Unit 4: The Truth in Lending Act (TILA), Part II
• Unit 5: The Real Estate Settlement Procedures Act (RESPA)
• Unit 6: Electronic Records and Signatures Act & HUD

Module 2: Ethics in the Mortgage Industry (2 Hours)

• Unit 7: Predatory Lending
• Unit 8: Identity Theft and Financial Privacy
• Unit 9: Money Laundering

Module 3: Alternative Mortgage Loan Options (2 Hours)

• Unit 10: Conventional Loans
• Unit 11: FHA-Insured Loans
• Unit 12: VA-Backed Loans
• Unit 13: Other Nontraditional Options

Module 4: Lending in a Rising Rate Environment (1 Hour)

• Unit 14: The Impact of Rising Rates on the Economy and the Housing Market
• Unit 15: The Impact of Rising Rates on the Mortgage Market