Florida NMLS CE Requirements

Every Florida-licensed MLO is required to complete 8 hours of NMLS approved education annually. Continuing education must include:

  • 3 hours of Federal law
  • 2 hours of Ethics
  • 2 hours of Non-Traditional Mortgage Lending
  • 1 hour of Florida Law

Newly licensed MLOs are not required to complete CE this year if they both:

  1. Became compliant for PE this year (completed pre-license training this calendar year), AND
  2. Were approved for initial licensure this year

Total Hours:8Final Exam:Yes
Federal Hours:7Passing Score:70%
State Hours:1Max Final Exam Attempts:No limit
State Topic(s):Florida-Specific TopicsSeat Timer:Yes
Education Completed By:12/31 

Additional Information:

The deadline to complete CE is December 31. However, MLOs in Florida are prohibited from applying to renew their license if they have not completed CE. MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.

Renewal Information:

You can renew your license between November 1 and December 31 each year. Once you have completed your required CE:

  1. Log in to NMLS and make sure your record is up to date
  2. Receive a request to renew or reactivate your registration
  3. Log in to NMLS and attest to your registration’s renewal or reactivation

You can find more information and helpful videos here.